Creditville Limited offers personal loans to individuals in paid employment and those engaged in private businesses to meet their financial needs. We offer three distinctive consumer facilities; Payday Loans, Business Loans and a Cab Lease/Hire Purchase scheme.
Creditville Properties is the real estate and property management arm of Creditville Limited. We are a one-stop shop for everything real estate ranging from agency business, property management to property development. We cover the major cities of Lagos, Abuja and Port Harcourt.
We are currently processing our operational license from SEC to enable us provide tailor made products and services to prospective customers. In the meantime, we manage an array of investment portfolios and offer investment advisory services to private investors.
OUR CONSUMER FINANCE/LOAN SERVICES
Personal Loan (Pay Day Loan)
This product is designed for salary earners and other professionals. The product is structured to meet the immediate cash needs of customers. The fund can be used to bridge financial gap that may occur without notice. This product has a tenor of up to 12 months repayment period and offers between N200,000 and N2,000,000. READ MORE
Requirements for Salary/Payday Loan
A suitable guarantor
1 passport photograph (Each from client & Guarantor).
Copy of client employee ID Card.
Copy of Guarantor employee ID Card.
Loan request application letter.
Postdated NUBAN Cheques from client.
One blank undated NUBAN cheque from the Guarantor.
Last 6months salary current account statement (Stamped).
Duly completed loan application form.
Copy of letter of Employment or Confirmation of Employment.
This product is specially designed to address any financial gap that may arise from the day to day running of an existing business. The business must be organized and duly registered with an acceptable cash flow and financial records. This product has a tenor of up to 6 months repayment period and offers between N200,000 and N2,000,000. READ MORE
Requirements for SME/Business Loan
1 passport photograph
1 means of identification (international passport, drivers license or national ID)
Last 6months statement of account
Certificate of Incorporation
Memorandum of Association
Post-dated NUBAN Cheques from the client
A suitable guarantor who will provide the following:
– Employment/Confirmation Letter
– One undated NUBAN Cheque
– Copy of Staff ID card
– Filled guarantor form provided by Creditville Limited
This Product offers auto car loan facilities to individuals in paid employment in the form of an asset finance towards the acquisition of a personal vehicle(s). The car we help you buy is solely for private use. The vehicle financed shall not be used for ANY commercial purpose. Ownership of the car bought ultimately transfers to the customer at the end of the facility tenor, subject to having met all prescribed repayment terms. READ MORE
Requirements for Car Loan/Auto Lease
Applicant’s formal letter of request
Duly completed application form
Valid professional driver’s license
Copy of Office I.D card
Recent utility bill of house address
Six (6) months bank statement capturing salary received within the period.
Duly executed Asset finance agreement
Evidence of equity contribution lodged with Creditville Limited’s account.
Creditville Limited Cab Lease is a car loan/ auto finance product specially designed for persons who want to own their own vehicle via the hire purchase method. This Car finance loan is presently empowering people to start up in business and become their own bosses. With just a token security deposit, you immediately take possession of any of our range of certified brand new (Tokunbo) vehicles of your choice for business use within the Lagos metropolis. READ MORE