What Are Unsecured Loans?

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What is An Unsecured Loan? Unsecured loans are loans that are approved without the need for collateral. Instead of pledging assets, borrowers qualify based on their credit history and income. Lenders do not have the right to take physical assets (such as a home or vehicle) if borrowers stop making payments on unsecured loans. These […]

18 Characteristics of Highly Successful People

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Success means different things to different people. Success can be defined as the accomplishment of an aim or purpose. According to business insider:  When we talk about a “successful” person, we’re typically talking about someone who’s got billions in their bank account, someone who’s authored multiple bestsellers, or maybe someone who’s in charge of an […]

Effective Habits to Adapt if You Want To Be Successful

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Effective Habits to adapt if you want to be successful Successful people are simply those with successful habits. Getting ahead can be a struggle if you don’t have the discipline to do the right simple things every single day. Whether we like it or not, a big part of what we do in life is […]

Things To Consider Before Accepting a Loan Offer

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Things to consider before accepting a loan offer Before taking a loan, several things need to be put into consideration. They need to be considered because taking a loan could be detrimental to your image if you have problems with repayment. Taking a loan that is best suitable for you would enhance your ability to pay […]

Why you should choose investments over savings

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Why you should choose investments over savings Saving is simply defined as income not spent or deferred consumption. Methods of saving include putting money aside in, for example, a deposit account, a pension account, an investment fund, or as cash. Saving also involves reducing expenditures, such as recurring costs. In terms of personal finance, saving […]

How loan companies are driving economic growth in Nigeria

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How loan companies are driving economic growth in Nigeria We live in a country where 1 dollar as at today is equivalent to 361 Naira. Over the past three to four years, Inflation has been inconsistent (increasing and decreasing). To better understand inflation, it is a sustained increase in the price level of goods and services in an economy […]

How to make the best use of a Loan

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How to make the best use of a loan It is often easy to think that a loan is not a loan and it is free money. Once it hits your account, several thoughts may go through your mind. Using your loan wrongly is “carrying gbese” on your head because once the debt collectors come […]

10 Ways To Make Your Boss Listen To Your Ideas

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Getting your boss to listen to your idea might seem like a difficult task especially if it’s your first time and you are scared of getting shut down. It is important to remember that all bosses, no matter how difficult they may seem want progress and cutting edge ideas. They may not have these ideas […]

What are Credit Checks and why are they Important?

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What are Credit Checks Credit check is the act of checking one’s credit score and general credit history. Credit score is a numerical expression based on a label analysis of a person’s credit files to represent the creditworthiness of an individual. A credit score is primarily based on a credit report information typically sourced from […]

Taking a Loan for Your Wedding is not a Bad Idea

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Should you get a wedding Loan? This means you’d be covering your wedding costs with money you don’t have, be it from a personal loan or a credit card. This is a decision to make with your partner, because it’ll affect on your marriage later. It’s important to talk about whether or not that financial […]

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